Auto Insurance

Please use the link below to view the official university fleet manual.

The university insures its fleet of vehicles on a liability only basis. This means that authorized MSU drivers will be covered for damages to third parties in the event of an accident. As MSU vehicles are self-insured, damages to fleet vehicles will be paid out of departmental budgets.

The university insures its fleet of vehicles on a liability only basis. This means that authorized MSU drivers will be covered for damages to third parties in the event of an accident. As MSU vehicles are self-insured, damages to fleet vehicles will be paid out of departmental budgets.

All MSU vehicles should have current proof of insurance in the vehicle at all times. The current insurance card is available under forms. Insurance Card

It is imperative that all MSU vehicles only be used in the course of official university business. Vehicles used for non-university tasks or personal use may be denied coverage for non-authorized usage.

Employees who are operating their personal vehicle for business use will also have auto liability coverage, as long as they are using their vehicle for university business purposes. However, their own personal auto insurance will be responsible for damages to their vehicle. As some personal auto carriers are hesitant to cover business usage insurance, it is highly recommended that employees clear business use coverage before using their vehicle for business purposes.

**Claims**

If you are in an accident, please contact local authorities. A police report will be required for any insurance claims to determine fault and document what occurred. Once a report is issued, you can forward to the Insurance office along with a purpose of use form filled out by the MSU driver.


Contact Information

Eric Wilder
Insurance, Risk Management Specialist
421 McArthur Hall
Phone: 662-325-6820
Email: ewilder@controller.msstate.edu